2025 Medicare Premiums Income Limits Chart. Most people pay the standard part b premium amount. For 2025, beneficiaries whose 2023 income exceeded $106,000 (individual return) or $212,000 (joint return) pay a higher total medicare part b premium amount depending on income.

These irmaas only affect about 8% of people with medicare part b. The irmaa is based on your modified adjusted gross income (magi) from two years prior.